Do you have questions about how Original Medicare works with Medicare Supplements, Advantage Plans and Prescription Drug Plans? Our specialized staff takes the time to answer all of your questions, review your options and help you choose the coverage that best meets your needs.
First thing you will need to do is enroll in Medicare Part A & Part B. If you are already drawing your Social Security income, this will be done automatically for you. If you are not drawing your Social Security income yet, you will need to contact the Social Security Administration to start your Medicare enrollment.
You can also enroll online at www.ssa.gov . It is best to start your Medicare enrollment three months before the month you turn 65. (You do not have to draw your Social Security income to enroll in Medicare.)
Even if you continue to work, you will want to at least enroll in Medicare Part A. In some cases, you may also need to enroll in Medicare Part B. It is important to compare the difference between the cost and level of coverage with your group insurance vs. Medicare..
Sometimes it may be better to stay with your group insurance, and sometimes it is better to leave your group insurance (even if you continue to work) and enroll in full Medicare. We can help discuss your options to find out what is the best choice for you.
In most cases, yes! Some Medicare plans have network restrictions, while others do not. Employers Benefit Group offers a wide variety of both Medicare Advantage Plans, Medicare Supplements, and Prescription Drug plans to meet your needs.